LEGAL ACTION TEMPLATES

TO: Washington Secretary of State Corporations Division 801 Capitol Way S PO Box 40234 Olympia, WA 98504-0234 RE: FRAUD INVESTIGATION REQUEST - Operating Without Valid Bylaws Chelan Vista Heights Owners Association - UBI #601 688 269 Dear Secretary of State: I request immediate fraud investigation. This HOA has NEVER had validly adopted bylaws. SHOCKING FACTS: 1. NO VOTING RECORDS EXIST - FOR ANY BYLAWS - EVER 2. Not for 2003 "bylaws" after reinstatement 3. Not for 2023 "amendments" 4. The HOA admits they have ZERO voting records FRAUDULENT 2023 BYLAW SCHEME: 1. Board spent $10,671 of HOA funds on lawyers 2. Lawyers drafted bylaws to: - Strengthen board power - Weaken homeowner rights - Eliminate member oversight 3. Board "unanimously passed" these bylaws 4. NO MEMBER VOTE OCCURRED 5. NO BALLOTS DISTRIBUTED 6. NO QUORUM ESTABLISHED 7. This was deliberate fraud THE HOA IS OPERATING: - Without ANY validly adopted bylaws - Without member authorization - Without legal authority - In complete violation of RCW 24.03A THEY CANNOT PRODUCE: ☐ A single voting ballot (from ANY year) ☐ A single vote tally sheet ☐ A single quorum certification ☐ A single member notice for voting ☐ ANY evidence of member approval REQUEST FOR EMERGENCY ACTION: ☐ Immediate fraud investigation ☐ Suspend ALL corporate authority ☐ Freeze their bank accounts ☐ Criminal referral to Attorney General ☐ Order immediate cessation of operations This is not negligence - this is FRAUD. They spent $10,671 to create fake bylaws, then pretended members approved them. Supporting Evidence: - Records request: ZERO voting records provided - Financial records: $10,671 paid to lawyers - Board minutes: Show only board vote, no member vote - 22 YEARS of operating without valid bylaws Sincerely, _____________________ [Your Name] [Date]

COORDINATED SMALL CLAIMS STRATEGY STEP 1: Organize 20+ homeowners STEP 2: Each files separate small claims for: - Unauthorized dues: $200/year x 5 years = $1,000 - Statutory damages for records violations = $500-5,000 - Emotional distress = $1,000 - Total per claim = $2,500-7,000 STEP 3: File cases 1 week apart (overwhelm their defense) STEP 4: Win default judgments if they don't appear STEP 5: With 20 judgments x $5,000 = $100,000 liability RESULT: HOA forced into insolvency/bankruptcy - Cannot operate without funds - Insurance cancelled - Board members personally liable - Forced dissolution COORDINATION TEMPLATE: "I am filing small claims case #___ as part of homeowner group action. 19 other homeowners are filing similar claims for the same violations. The HOA lacks funds to satisfy all judgments, making dissolution inevitable."

TO: Chelan County Sheriff's Office Economic Crimes Unit TO: Chelan County Prosecutor RE: Criminal Complaint - Theft by Deception I am filing a criminal complaint against Chelan Vista Heights HOA board members for THEFT under RCW 9A.56. THEFT BY DECEPTION (RCW 9A.56.020): 1. Board knowingly collected $500 when only $300 was authorized 2. NO VALID BYLAWS EXIST - ZERO voting records for ANY bylaws 3. Board spent $10,671 on lawyers to create fake bylaws 4. Board then "unanimously passed" bylaws WITHOUT member vote 5. This is deliberate fraud and theft CRIMINAL SCHEME: - Used HOA funds ($10,671) to pay lawyers - Lawyers drafted bylaws to benefit board - Board voted themselves more power - Never asked members for approval - Then collected unauthorized assessments AMOUNT STOLEN: - $200/year x 50 homes x 2 years = $20,000 (Class B Felony) - Plus $10,671 misappropriated for fake bylaws - Total theft: $30,671+ EVIDENCE: - HOA admits it has NO voting records - Bank records show collection of unauthorized amounts - Meeting minutes show no valid authorization SPECIFIC DEFENDANTS: ☐ Tristan Ansell (Secretary) ☐ Emily Rapp (Board Member) ☐ Other board members who voted for increase Criminal conviction would: - Disqualify board members from serving - Cancel HOA insurance - Create personal criminal liability - Force HOA dissolution I am prepared to testify and provide evidence. Sincerely, _____________________ [Your Name] [Date]

SMALL CLAIMS DECLARATORY ACTION Case No. _______ [Your Name] vs. Chelan Vista Heights HOA REQUEST FOR DECLARATORY JUDGMENT I seek the court's declaration that: 1. HOA HAS NO LEGAL AUTHORITY - NO VOTING RECORDS EXIST FOR ANY BYLAWS - EVER - 2003 "bylaws" - no member vote (ZERO records) - 2023 "amendments" - board-only vote after paying lawyers $10,671 - Operating completely without member authorization 2. ALL ASSESSMENTS ARE VOID - No valid bylaws have EVER been adopted by members - Board spent $10,671 to create self-serving bylaws - Board "unanimously" gave themselves power without members - $500 assessment is theft - only $300 was ever authorized 3. HOA CANNOT ENFORCE CC&Rs - No legal standing as dissolved entity - No valid board (elected by dissolved entity) - No authority to take any action DAMAGES: - Return of all dues paid since 2003: $_______ - Statutory damages: $5,000 - Court costs: $100 IMPACT IF GRANTED: If court rules HOA has no authority: - All homeowners can stop paying - HOA cannot function - Forced to properly reorganize or cease This is within small claims jurisdiction as damages are under $10,000. Date: _______ Signature: _______

TO: Berkley Program Specialists StarNet Insurance Company Email: claims59@berkley-ps.com Phone: (888) 417-9882 CC: Washington Office of Insurance Commissioner Phone: 800-562-6900 Online: www.insurance.wa.gov/complaints RE: URGENT - Notice of Insured's Fraudulent Acts & Coverage Issues Policy #: QDO0009701-00 Insured: Chelan Vista Heights HOA Prior Acts Date: 8/9/2021 Dear Claims Department: As a member of the insured HOA, I must notify you of fraudulent acts and material misrepresentations that void coverage under Policy Section IV.A (Fraudulent Acts Exclusion): 1. FRAUDULENT BYLAW SCHEME ($10,671 FRAUD) - Board spent $10,671 on attorneys to draft self-serving bylaws - Board "unanimously passed" bylaws on 4/26/2023 - ZERO member votes occurred (HOA admits NO voting records exist) - Board members: Jay Shaver, Emily Rapp, Levi Cox - This is deliberate fraud triggering policy exclusions 2. APPLICATION MISREPRESENTATIONS (Section IX.B) Your application likely required representations about: - Proper governance procedures - Maintaining required records - Member voting for major decisions ACTUAL FACTS: - 97% of board meeting minutes MISSING - ZERO voting records exist for ANY decision - NO valid bylaws ever adopted by members - APPLICATION FRAUD = POLICY VOIDABLE 3. FAILURE TO REPORT WRONGFUL ACTS (Section VII.A) HOA failed to notify you within 90 days of: - Missing financial records (ongoing since 2018) - Unauthorized governance changes (April 2023) - Member complaints and legal threats (July 2025) - NO NOTICE TO INSURER = COVERAGE DENIED 4. PRIOR ACTS VIOLATIONS (Pre-8/9/2021) - Missing entire year of 2020 records - Financial irregularities 2018-2021 - Governance failures predating policy - CLAIMS EXCLUDED FOR PRE-2021 ACTS 5. BREACH OF FIDUCIARY DUTY (D&O Coverage Void) - Self-dealing: Used HOA funds for board benefit - Withholding documents from members - 85% non-compliance with records request - D&O COVERAGE EXCLUDES INTENTIONAL VIOLATIONS 6. CYBER BREACH COVERAGE VIOLATIONS ($250,000 at Risk) - Failure to maintain proper member records - No documentation of data protection measures - Missing member information safeguards - Violates cyber security policy requirements SPECIFIC POLICY BREACHES: ☐ Section IV.A - Fraudulent Acts Exclusion (2023 fake bylaws) ☐ Section IX.B - Application Misrepresentations (governance lies) ☐ Section VII.A - 90-Day Notice Requirement (failed to report) ☐ Item 8 - Prior Acts 8/9/2021 (violations predate coverage) ☐ Cyber Coverage Requirements - Data protection failures IMMEDIATE ACTION REQUESTED: ☐ Issue reservation of rights letter ☐ Investigate application fraud ☐ Demand documentation within 10 days ☐ Consider policy rescission ab initio ☐ Report to Washington Insurance Commissioner CURRENT EXPOSURE: - Multiple homeowner lawsuits pending - Criminal complaints being filed - Attorney General investigation likely - Estimated damages: $89,400+ - Your $2,000,000 D&O limit at risk COMPLETE EVIDENCE PACKAGE AVAILABLE ONLINE: ALL DOCUMENTATION IS PUBLICLY AVAILABLE AT: https://chelanvistaheights.com IMMEDIATE ACCESS TO: ☐ 56 HOA-PROVIDED DOCUMENTS: chelanvistaheights.com/#hoa-documents - View every document the HOA provided (PDFs) - Financial records showing $10,671 lawyer payment - Board minutes showing unanimous board-only vote - ZERO voting records (they admit none exist) ☐ COMPLIANCE ANALYSIS: chelanvistaheights.com/hoa_compliance_report.html - Detailed analysis of 85% non-compliance - Document-by-document breakdown - Legal violations identified ☐ MISSING RECORDS TIMELINE: chelanvistaheights.com/chronological_gaps_analysis.html - Shows 97% of board minutes missing - Proves systematic record destruction - Timeline of governance failures ☐ LEGAL ACTION SUMMARY: chelanvistaheights.com/LEGAL_ACTION_SUMMARY.html - All causes of action detailed - Evidence summary organized - Damages calculations ☐ YOUR FULL INSURANCE POLICY: chelanvistaheights.com/documents/Policy_Chelan_Vista_Heights_HOA_QDO0009701-00.pdf - We have your complete policy document - All exclusions highlighted - Coverage issues identified Time-Sensitive: Multiple homeowners preparing to file using templates at: chelanvistaheights.com/legal-templates.html NO NEED TO WAIT - Review evidence immediately at chelanvistaheights.com Sincerely, _____________________ [Your Name] [Your Address] [Phone] [Email] cc: Washington Office of Insurance Commissioner 800-562-6900 | www.insurance.wa.gov/complaints Michael Wallace (Lead Complainant)

SMALL CLAIMS COURT Case No. _______ [Your Name] vs. Chelan Vista Heights HOA Board Members (Tristan Ansell, Emily Rapp, and others) CLAIM: MISAPPROPRIATION OF HOA FUNDS - $10,671 FACTS: 1. Board spent $10,671 of HOA funds on lawyers in 2023 2. Lawyers drafted bylaws to: - Increase board power - Reduce member rights - Eliminate oversight 3. Board "unanimously passed" these bylaws 4. NO MEMBER VOTE OCCURRED 5. NO MEMBER AUTHORIZATION TO SPEND $10,671 THIS WAS SELF-DEALING: - Board used HOA money for personal benefit - Bylaws benefit board, not members - Never asked members for approval - Classic breach of fiduciary duty EVIDENCE: ☐ Financial records show $10,671 payment ☐ Board minutes show unanimous board vote ONLY ☐ ZERO voting records from members ☐ Bylaws clearly favor board over members DAMAGES: - $10,671 misappropriated funds - My share: $10,671 ÷ 50 homes = $213.42 - Punitive damages for breach of duty - Interest from date of misappropriation BOARD MEMBERS ARE PERSONALLY LIABLE: - They voted to spend without authority - They benefited from the expenditure - This was intentional self-dealing - D&O insurance won't cover fraud RELIEF REQUESTED: 1. Return of misappropriated funds 2. Personal judgment against board members 3. Removal from board positions 4. Punitive damages If 50 homeowners each file this claim, board members face $10,671 in personal liability. Date: _______ Signature: _______

SMALL CLAIMS ACTION - CHALLENGING 2003 REINSTATEMENT Case No. _______ [Your Name] vs. Chelan Vista Heights HOA CLAIM: HOA LACKS VALID AUTHORITY DUE TO IMPROPER REINSTATEMENT FACTS: 1. HOA dissolved 09/02/2003 for failure to file reports 2. HOA reinstated 09/29/2003 (just 27 days later) 3. NO EVIDENCE of member vote to reinstate 4. NO EVIDENCE of member notification 5. NO EVIDENCE of proper procedures followed WASHINGTON LAW REQUIRES: - Member approval for reinstatement - Proper notice to all members - Valid vote with quorum - Documentation of proceedings HOA CANNOT PRODUCE: ☐ Reinstatement vote records ☐ Member ballots from 2003 ☐ Meeting minutes approving reinstatement ☐ Notices sent to members ☐ ANY documentation of proper procedures LEGAL CONSEQUENCE: If reinstatement was improper, then: - HOA has been operating illegally since 2003 - All assessments collected are void - All board actions are ultra vires - HOA must properly reorganize or cease DAMAGES: - Return all dues paid since 2003: $_______ - Statutory damages: $5,000 - Interest on illegally collected funds - Court costs RELIEF REQUESTED: 1. Declaration that 2003 reinstatement was invalid 2. Order HOA to cease all operations 3. Return of all assessments paid 4. Damages for illegal operation This challenges the very foundation of HOA's authority since 2003. Date: _______ Signature: _______